LET’S SETTLE THIS
Bankruptcy may not be an option for you at this time. Nevertheless, if you are struggling with debt and are in need of relief, we can help.
Debt negotiation may provide the solution. We represent families, individuals and businesses of all types who have significant debt and wish to protect their assets from creditors, without necessarily using the protection offered by a Bankruptcy court.
Debt negotiation (also often called debt settlement, debt modification, or debt reduction) is the legal process of getting your creditors to accept less money than you owe them for your debts.
We are committed to helping you achieve the best possible outcome for your financial situation.
COMMONLY ASKED QUESTIONS
HOW DOES DEBT NEGOTIATION/SETTLEMENT WORK?
Many times your creditors will accept a settlement, which means an agreed upon amount that will satisfy them. The amount agreed to is less than you owe and legally binding. Your creditors then forever release you of any other amounts outstanding. You will either be required to make a lump-sum payment or can arrange a repayment plan.
WHAT ABOUT DEBT RELIEF AGENCIES?
Unfortunately, many debt relief agencies offer to lower your debt, but actually do the opposite.
Often, these organizations put people into debt repayment plans that fail. Remember, a Consumer Credit Counselor may be able to help you lower your interest rate, but often times they are funded by the creditors you are trying to pay back. They may not have your best interest in the forefront.
We are working exclusively for you and will do what is in your best interest.